FAQs

Some of your 2022 benefit elections will roll over to 2023, but some will not (e.g., HSA, FSAs). It’s a good idea to enroll in your benefits through Benefitsolver to have the coverage you want for 2023.

If you don’t enroll:

  • You’ll continue to have the same medical, dental, vision, and supplemental benefit coverage in 2023 as you currently have, covering the same dependents.
  • You will not be able to contribute to a Health Care or Dependent Care Flexible Spending Account (FSA) in 2023. To participate, you must re-enroll every year.
  • Your Health Savings Account (HSA) employee contribution will reset to zero, although you can change it at any time. The company will continue to make contributions to your account.

All U.S. employees scheduled to work at least 20 hours per week and their dependents, including spouse or domestic partner, children up to age 26, and children of any age who are disabled, provided the child was covered under the company’s benefits before they reached age 25.

You must enroll during Open Enrollment if you want to participate in a MyChoice Accounts Health Care FSA, Limited Purpose FSA, or Dependent Care FSA in 2023.

If you have just been hired or have had a status change, you must submit your elections for both plan years in a two-step process. The first enrollment will cover your benefits for 2022. Open Enrollment is for 2023 benefits.

1. Enroll in 2022 Benefits

Complete your 2022 enrollment at benefitsolver.com (or through Benefitsolver on MyApps).

If you do not wish to be enrolled in NLOK’s health plans, you will need to waive coverage. As a new hire, if you do not elect to waive, you will be enrolled automatically in 2022 coverage:

  • Medical: employee-only coverage in the Cigna Health Savings Account (HSA) plan
  • Dental: employee-only coverage in the Delta Dental 1.0 plan
  • Vision: employee-only coverage in the VSP 1.0 plan
  • Long-term disability: pretax option
  • Basic life insurance: 2 times your salary or on-target earnings
  • Accidental death and dismemberment insurance: 2 times your salary or on-target earnings
  • 401(k) retirement plan: pretax contribution at 7% of pay

2. Enroll in 2023 Benefits

Complete your 2023 benefits enrollment at benefitsolver.com (or through Benefitsolver on MyApps).

If You Enroll in Your 2022 Benefits and Do Not Enroll Separately in 2023 Benefits:

You’ll continue to have the same medical, dental, vision, and supplemental benefit  coverage in 2023 as you enroll in for 2022, covering the same dependents.

You’ll be enrolled automatically in the pretax long-term disability option and your 2022 elections for life and AD&D insurance.

Your Health Savings Account (HSA) contributions will stop on December 31, 2022.

You will not be able to contribute to a Health Care or Dependent Care Flexible Spending Account in 2023.

The Benefits department will mail information to your home, outlining what benefit changes you need to make (including medical, dental, vision, and Health Care FSA).

You are not eligible to change critical illness insurance, accident insurance, hospital indemnity insurance, Dependent Care FSA, or life and AD&D insurance while on LOA. Employees on an approved long-term disability LOA cannot make changes to their LTD coverage during Open Enrollment.

If your spouse or domestic partner has coverage available to them through their employer, but you still choose to enroll them in your medical plan, you will be subject to a $50 per month additional cost in your medical premiums through your paycheck deductions. You should consider your options for coverage and costs to determine whether it makes sense to enroll your spouse or domestic partner in your plan.

Resources

 
  • Review the information on this website.
  • View additional Open Enrollment FAQs (PDF).
  • View the plan comparison chart (PDF) to see what our plans cover and what you’ll pay for benefits coverage.
  • Use the provider contact information to reach out directly to our benefits partners.
  • Access the notices and plan documents for details on all of our benefits.
  • Current Cigna members can reach out to Cigna One Guide 24/7 at 1-888-806-5042 or at mycigna.com. A representative can help you decide which medical plan best meets your needs and how to make the most of your benefits. You will need the group number, which can be found on your Cigna ID card.
  • Prospective Cigna members can contact Cigna customer service at 1-800-244-6224.